Of the major entitlements, Social Security is the easiest to reform, and the president can’t even propose a reform of this program. Even a two-term Congressman from Utah like me can come up with a viable reform proposal. Last November, I proposed a seven-point Social Security reform that achieves permanent annual balance by 2051, achieves actuarial balance for the next 75 years, and avoids tax increases and trust fund insolvency. Total Social Security benefits would continue to grow, but at a slower rate. The vast majority of retirees, particularly those with average or below average lifetime earnings, would receive a larger check than they are getting today. Some retirees with very low income would get an even larger check than they would receive under the status quo. Using current benefits as a baseline and adjusting these benefits for inflation, middle and lower income retirees in future years will get essentially the same or better benefit than current retirees.