Some companies in the debt collection industry have argued that debts to government entities do not qualify as “consumer debts.” This bill clarifies that government-hired debt collectors are subject to the same rules as debt collectors collecting on private debt.
“Consumers deserve protection from bullying scare tactics from government-hired debt collectors,” Rep. Love said. “This is also about fairness by putting government-hired debt collectors on a level playing field with private debt collectors.”
Congresswoman Love worked closely on this bill with Sen. Cory Booker, D-New Jersey, sponsor of a similar bill in the United States Senate, and cosponsored by Utah Senator Mike Lee. The bill also has bipartisan support in the House, and was introduced with Rep. Emanuel Cleaver, D-Missouri, Rep. Keith Ellison, D-Minnesota, and Rep. French Hill, R-Arkansas.